- Friday, 17 April 2015
6.0 The following categories of persons/employees are NOT eligible for coverage under the schemes:
- Persons born before September 1, 1954
- Persons under age 16 or above 65
- Persons who earn less than 50 Liberian dollars monthly from their jobs.
Under both EIS and NPS, the following persons are NOT covered:
- The President of Liberia, the Vice President, the Speaker of the House of Representatives of Liberia, the Chief Justice and Associate Justices of the Supreme Court of Liberia, the President Pro-Tempore of the Liberian Senate, Members of of the Legislature of Liberia;
- Members of the Cabinet
- Members of the Armed Forces of Liberia including the Police and other paramilitary organizations.
- Members of any Naval, Military and Air Forces of the Government of a country other than the Republic of Liberia
- Members of he employer's family dwelling in his/her house or in the curtilage thereof
- Wives working for their husbands
- Domestic servants; and
- Persons employed on board vessels, ships, boats, or canoes, etc, flying Liberian Flag.
6.1 Why are these persons not covered?
Answer: The categories of persons mentioned above require special pension plans and life insurance policies appropriate to their needs and characteristics. Also, some of these individuals are extremely high risk employees and they perform their jobs under conditions that are difficult to monitor.
6.2 Is it true that some foreigners are not eligible for NASSCORP benefits?
Answer: Yes, there are some foreigners who are excluded from NASSCORP benefits under the Liberian law. Diplomats, missionaries, foreign military personnel are among those who are ineligible for NASSCORP benefits.
6.3 Can I choose not to be a member of the schemes?
Answer: No, you cannot choose to remove yourself from the NASSCORP schemes. According to the laws of Liberia, the National Social Security Program is a compulsory Social Insurance Program insitituted by the Government of Liberia, and you therefore do not have that choice. you must cooperate and remain in the program.
6.4 What effect does the NPS have on any other special pension program I have with my employer?
Answer: The NPS will not interfere with any pension right that an employee may have with his/her employer. However, the special pension plan with your employer must not in any way interfere with or prevent an employer or employee from contributing to the NASSCORP schemes.
6.5 Is there any difference between the NPS and the Labour Law Pension?
Answer: Yes, there is a difference between the NPS and the Labour Law Pension. The Labour Law Pension requires that you work for an employer for 25 or more years in a row to qualify for pension. under the NPS however, you need to work for your employer for a minimum of eight (8) years and four (4) months only and you can change employers as many times as you like.
6.6 Is a widower entitled to death benefit?
Answer: A widower cannot receive the death benefit under the schemes unless:
- He is completely unable to take care of himself due to physical or mental problems and
- If he was previously living with and completely dependent on his late wife for support.