The Employment Injury Scheme (EIS) is an employer-liability program (only employers contribute in behalf of employees) which was launched February 1, 1980 to provide benefit coverage to public and private sector workers, excluding Self-employed persons, military personnel, casual and household workers, and family members living in the employer’s home.  Benefits are provided to insured persons who are injured or disabled as a result of an accident arising out of their employment. Employers are mandated by law to contribute two percent of their wage bill in behalf of their insured workers and the amount of benefit is based on the insured person’s average monthly earnings prior to the last twelve months of the accident and NOT the period of membership in the scheme. The benefits covered are:

1. Medical Benefit
2. Temporary Disablement Benefit
3. Permanent Disablement Benefit
4. Constant Attendance Allowance
5. Lump sum Death Benefit, and
6. Funeral Grant